Business Resilience Loan Program

The City of Spokane's Community, Housing, and Human Services (CHHS) Board is investing funds to help small businesses stay resilient in the economic impact of the COVID-19 pandemic. The Business Resilience Loan Fund Program, provided by federal Community Development Block Grant (CDBG) dollars, will provide eligible Spokane businesses with access to affordable Business Resilience Loans through a partnership with non-bank community lender Craft3. Eligible businesses will work with Craft3 on a full application and underwriting to determine creditworthiness. Due to credit requirements, not every business will receive a loan. Loans can be between $10,000 and $50,000. Check out this success story of Kitchen Spokane.

Interested applicants must meet these minimum qualifications in order to be eligible:

  • Located in the City of Spokane
  • Credit Score of 640 or higher
  • Reported a profit in 2019
  • Minimum of 24 months in business

If your business meets these qualifications, please call the Financial Helpline:

(509) 625-6650

Monday-Friday, 8 a.m. – 5 p.m.
Ask for the Business Resilience Loan Program

You will then be asked additional questions that include:

  • Business Establishment Date
  • DUNS/TIN #
  • Number of Employees (Full and Part Time)
  • Other sources of COVID-19 received

Please be prepared with this information. Helpline staff will collect the above information with interested applicants, which will be submitted to the CHHS department for basic screening review before being provided to Craft3.

Craft3 will complete an in-depth review and connect with the point of contact provided on the initial screening form to have applicants complete a more detailed loan application. Applicants will have 48 hours to complete the loan application from Craft3.


Contact Information

Contact Rebekah Tuno
Program Professional
509.625.6321
rtuno@spokanecity.org