Community Development Block Grant

The Community Development Block Grant (CDBG) program primarily addresses capital construction needs in low-to-moderate income neighborhoods. These capital projects can include street paving, community center construction, sidewalk construction, park and playground improvements, and single-family home rehabilitation. Up to 15% of the grant may be used to fund operating expenses associated with non-profit social service providers. Economic development programs such as revolving mirco-enterprise loan funds are also eligible. Up to 20% of grants maybe used for administrative purposes. Compliance requirements include environmental review, payment of federal prevailing wages to construction workers and the collection of beneficiary data to assure low-to-moderate income resident benefit.

Spokane receives annual allocations of CDBG funds by entitlement/formula. As a Grantee, Spokane is required to develop a Five-Year Consolidated Plan with annual Action Plan updates detailing how the funds will be used. The plan must encourage and provide opportunities for citizen participation, particularly among the population being served. In Spokane, these groups include thirteen low-income Neighborhood Steering Committees, community service non-profit organizations, and home and business owners in low-to-moderate neighborhoods.

The allocation process begins each year in the fall with public service and capital grant application announcements. These applications are reviewed by the CHHS Board in November and December. Neighborhood Steering Committees consider their capital improvement recommendations during this time, as well. In January, Steering Committees make their recommendations to the CHHS Board. In February, the CHHS Board approves the neighborhood and Board tentative allocations. These allocations are subject to a 30-day public review in March. The allocations are then finalized and submitted to City Council in May. HUD approval of the Action Plan typically occurs in late July or August.

City of Spokane Human Services Grant

The 2012 General Fund Human Services priorities were adopted by City Council per Resolution 2010-0052: Reducing or preventing homelessness among the most vulnerable populations such as the disabled, veterans, youth and families; Promoting and ensuring nutrition and food security; Improving access to and utilization of mental and physical care.

The Human Services Board worked with City Council and the Mayor's Office to establish criteria and recommendations for City funding of human service programs. Request for Proposals are made available, applications are reviewed by a CHHS committee and funding recommendations are made to the CHHS Board. The Board's recommendations are forwarded to City Council for approval. Upon Council approval, contracts are executed with the funded programs.

These General Funds are budgeted annually by the Mayor and City Council.

HOME – American Rescue Plan

The City of Spokane expects to administer $4.4 million and Spokane County $2.6 million in one-time HOME-American Rescue Plan (not to be confused with ARPA) regional planning funds from the U.S. Housing and Urban Development Department (HUD). While the City and County are conducting a regional planning effort in 2022 for consistency and efficiency, each has its own citizen participation and approval process for the plans they develop. A confidential survey asking for input from local affordable housing developers, homeless housing and service providers and citizens to guide fund usage is online. Each jurisdiction will offer HOME-ARP funds through requests for proposals (RFPs) for activities found to be of the highest and best use according to funding guidelines, community needs and feedback, and consideration of realistic timelines and development limitations. Boards for each jurisdiction will approve plans to be submitted to HUD before RFPs on eligible uses of the funds will be developed. HOME-ARP funds will then be allocated. Questions should be sent to

HOME Investment Partnerships Program

The City of Spokane Multifamily Housing Program provides loans for the creation of affordable rental housing within the Spokane City limits. The program utilizes Home Investment Partnership Program (HOME) funds from the Department of Housing and Urban Development (HUD).

The City awards HOME funds as low-interest, deferred loans to for-profit, non-profit, and Community Housing Development Organization (CHDO) project sponsors. HOME funds must assist in the acquisition, construction and rehabilitation of low-income rental housing. In exchange for HOME funding, a project must commit some or all of a project’s housing units to a HOME period of affordability.

HOME funds serve as “gap financing” and projects may not receive more than the “Maximum HOME Loan” described below. HOME funds can only be spent on eligible expenses and projects must comply with certain federal requirements. Projects awarded HOME funds must agree to tenant rent and income restrictions for a period of affordability. Projects must include at least one housing unit that meets a local housing priority. These and other requirements are described in the City’s annual and competitive Request for Proposals (RFP) application which can be viewed online.

If you have questions, comments, or wish to request an application, please contact the CHHS department at

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity. We encourage and support affirmative advertising and marketing in which there are not barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

HOME Loans

HOME funds are usually provided as a deferred loan. Sponsors must contribute at least ten percent owner's equity to the project as cash or other approved forms of equity.

HOME Loans accrue interest with payments typically beginning when the HOME period of affordability ends. Payments then amortize over 10 years. Loans can also be forgiven when projects extend rent and income restrictions.

Maximum HOME Loan

The maximum HOME loan is determined by bedroom size and affordability commitment (% AMI) of units. The following Maximum HOME Loan amounts are available.

Unit Size 30% AMI 50% AMI 60% AMI
0 Bedroom $44,000 per unit $17,000 per unit $8,000 per unit
1 Bedroom $61,000 per unit $22,000 per unit $10,000 per unit
2 Bedroom $88,000 per unit $33,000 per unit $13,000 per unit
3 Bedroom $143,000 per unit $88,000 per unit $57,000 per unit
4 Bedroom $176,000 per unit $110,000 per unit $72,000 per unit

CHDO Designation

Some HOME funds may be set-aside for Community Housing Development Organization (CHDO) that are nonprofit housing developers meeting specific criteria. The City must certify CHDO designation for any application for CHDLO set-aside funds.

Period of Affordability

HOME Project sponsors must commit to certain tenant income and rent restrictions on some or all project units for periods of affordability. The period of affordability consists of a HUD period followed by a City period. The HUD period of affordability is 20 years for new construction and 5-15 years for acquisition/rehabilitation based on the amount of HOME funds divided by the number of HOME units. The City period of affordability extends 10 years beyond the applicable HUD Period of Affordability.

Tenants of HOME-assisted units must have incomes below specified low-income limits for the Spokane area. Also, rent cannot exceed affordable rent limits. Recent HUD-supplied income and rent limits are linked below. Program staff annually monitors HOME income and rent restrictions using these linked forms.

Income and rent restrictions are recorded as a covenant running with the land. The City monitors projects annually for compliance with program affordability requirements. During the City period of affordability, loan balances may be eligible for forgiveness and early loan repayment can extinguish HOME affordability requirements.

Housing Priorities

Projects are evaluated, in part, on how they meet the housing needs of Spokane's priority populations as identified in the City's Consolidated Community Development and Housing Plan and the annual Action Plans. Priority populations are:

  • Units affordable to households with incomes at or below 30% AMI
  • Units in City-designated Centers and Corridors affordable to households with incomes at or below 50% AMI
  • Units with 3 or more bedrooms serving large households with incomes at or below 50% AMI

Expenses Ineligible for HOME Funds

HOME funds cannot be provided for commercial space improvements, improvements to owner-occupied units, land-banking, off-site improvements, or debt refinance.

Homeless Housing, Operations, and Services Grant

The Homeless Housing, Operations, and Services Grant Program (HHOS) combines federal, state and local homeless resources into a single grant opportunity. The HHOS is designed to support an integrated system of housing assistance to prevent homelessness and quickly re-house households who are unsheltered. This grant provides resources to address the needs of homeless and at risk households as established and documented in the updated Regional 10 Year Plan to End Homelessness, The Road Home.

The City of Spokane Community, Housing and Human Services Department is the local grantee with the Washington State Department of Commerce and Housing and Urban Development.

Emergency Solutions Grant (ESG) Program

Congress passed the HEARTH Act in May 2009. Among other changes, the Act expanded the Emergency Shelter Grant by adding rapid re-housing, more robust homelessness prevention, and Homeless Management Information System (HMIS) as eligible activities. The HEARTH Act also renamed the program the Emergency Solutions Grant. It emphasized the importance of helping people to quickly connect with or remain in permanent housing after they experience a housing crisis or homelessness. HUD's goal is to help communities improve integration with mainstream services, strengthen system-level coordination, and build on lessons learned from years of practice and research to invest in proven solutions such as rapid re-housing.

ESG regulations allow funds to be used for several components such as street outreach, emergency shelter, homelessness prevention, rapid re-housing, HMIS and the necessary administrative costs for each.

The Emergency Solutions Grant program is included along with the HUD Formula Grants (CDBG and HOME). In 2012 HUD made significant changes to the ESG program which resulted in 2 separate allocations for that year.

Funding recommendations are reviewed and approved by the CHHS Board after the applications have been reviewed and scored by the committee. CHHS Board recommendations are forwarded to City Council for approval and contracting with agencies.

Consolidated Homeless Grant

The Consolidated Homeless Grant (CHG) is designed to support an integrated system of housing assistance to prevent homelessness and quickly re-house households who are unsheltered. This grant provides resources to address the needs of people who are homeless or at risk of homelessness, as supported by the Community, Housing and Human Services Board and local homeless plan. The CHG provides funding for operations, facility support, rental assistance for all households and rental assistance for TANF families in addition to funding for the Housing and Essential Needs program.

Funding from the CHG program provide agencies, selected through a competitive RFP process, with funds needed to assist the city meet its goal of reducing homelessness.

Homeless Housing Assistance Grant

The Homeless Housing Assistance Grant (HHAA) funds provide an opportunity for innovation and collaboration in delivering homeless services in the City of Spokane. Homeless Housing Assistance Act funds are one of the most flexible funding sources to local communities. Communities are able to use these funds to leverage other funding sources and to implement innovative practices.

In 2010, the City of Spokane opted to establish its own homeless housing assistance act program, thereby becoming an eligible recipient of the City's share of the revenue generated through the Act. The City of Spokane has been a community leader in homeless planning since the 1980's. The City has been the lead in developing the 10-year plan, implementing the annual point in time count and most recently the development of the Spokane Regional Homeless Governance Council. The 2010 point in time count of homeless individuals showed that approximately 84% of Spokane's homeless population resides with the City of Spokane limits. This fact, coupled with the City's extensive history and experience as a leader in homelessness reduction efforts, leads the City to exercise the option to establish our own HHAA program.

Funding from HHAA provide agencies, selected through a competitive RFP process, with funds needed to assist the city meet its goal of reducing homelessness.

Housing and Essential Needs Program (HEN)

As of November 1, 2011, the Washington State Disability Lifeline program was replaced with the Housing and Essential Needs program. It is estimated that the Housing and Essential Needs program will have the capacity to serve approximately 50% of those previously enrolled in the Disability Lifeline program.

The program will serve clients eligible for Department of Social and Health (DSHS) Medical Care Services (MCS). Housing and Essential Needs may provide assistance with rent and utility payments, personal health and hygiene items, cleaning supplies and bus passes. It should be noted that recipients are not entitled to assistance, as assistance is dependent on available funding and services.

The City of Spokane Community, Housing and Human Services Department is the local grantee with the Department of Commerce for the program in Spokane County. The department has awarded a sub-grant to Goodwill to implement the program. For more information on the program or to see if you qualify, please contact:

Goodwill Industries of the Inland Northwest
130 E. Third Avenue
Spokane, WA 99202
509.462.0518 or 509.838.4246

HUD Neighborhood Initiative

The Neighborhood Initiative Relocation Program is funded under the Department of Housing and Urban Development Appropriations Act, 2009 (P.L. 111-8) (THE ACT).The City of Spokane Human Services Department is a grantee of the Department of Housing and Urban Development (HUD) and will administer this award for the City of Spokane.

The purpose of the program is to support the City of Spokane's relocation assistance program, providing supportive and financial assistance to low-income, displaced households.

The Primary Objective is to provide one-time emergency relocation assistance to those individuals displaced from their residence within the City of Spokane, or who are already homeless, and allows them to seek, acquire and move to habitable and sustainable housing.

Program funds will be used specifically for relocation purposes for participants in the Program.

Single Family Rehabilitation Program

The City of Spokane Essential Repair and Single Family Rehabilitation programs provide grants and loans to low-income homeowners for emergency repairs and home rehabilitation. Contact our program manager Spokane Neighborhood Action Partners (SNAP) at (509) 319-3083 for more information and to apply.

The Essential Repair program can provide minor and emergency home repairs at no cost to the homeowner. Typical repairs include fixing plumbing leaks, broken furnaces, frozen pipes, and leaking roofs. This program also improves handicap accessibility including installing grab bars and wheelchair ramps.

The Single Family Rehabilitation program can provide major home repairs as low interest loans up to $40,000. Typical rehabilitation includes replacing furnaces, improving electrical service, and installing bedroom egress windows. This program can also replace failed roofs, water lines, and sewer lines.

Am I Eligible?

You may be eligible if you are low-to-moderate income and your owner-occupied single family home is located within the Spokane city limits. Certain requirements apply.

How Can you Help Me?

SNAP staff can help you complete an application and assess the work needed to make your home safe, healthy, and more energy efficient. SNAP will prepare a list of eligible repairs as well as grant and loans available to complete that work. All work is performed by licensed and bonded contractors authorized to perform work provided by this federally-funded program. You will be asked to approve all work before the contractor is paid. Contractors provide a 1-year warranty on all work and a 5-year warranty on any roof replacement.

Already Have a Loan?

Contact the City of Spokane with all your loan questions at (509) 505-3526 or We can discuss loan status, balances, payments, coupon books, and finance options. Sorry but we currently cannot receive electronic payments. Mail your monthly loan payments to:

CHHS Loans
808 W Spokane Falls Blvd #650
Spokane, WA 99201

Requesting a Payoff Quote?

Email with the borrower name(s), property address, payoff date, and borrower's signed authorization to release loan information. Sorry but we currently cannot accept or send payoff requests via fax.

Single Homeless Outreach Project

The City of Spokane is a grantee of the City of Spokane Single Homeless Outreach Project. The Community, Housing and Human Services Board is initiating efforts through outreach to collect data on single homeless individuals to help in the design of a coordinated assessment system that best meets the needs of the single homeless client population. The development of an effective Coordinated Assessment System for this population is required by our funders, the federal Housing and Urban Development and the Washington State Department of Commerce funding sources.

As a recipient of Consolidated Homeless Grant, Emergency Solutions Grants, and Continuum of Care Program grant funds, the City of Spokane, must implement a coordinated assessment system that serves all populations in the community by December 31, 2014. Currently our community lacks adequate data to provide sufficient documentation of the single homeless population and information on the populations housing needs and barriers. Data is essential in the planning of a coordinated assessment system for single homeless individuals. This outreach project would provide the capacity needed to reach these individuals, document their needs and refer them to appropriate services.

As a local grantee-the City of Spokane intends to distribute portions of the HHOS funds to local sub-grantee's through a competitive Request for Proposal process.

Grant Activities

Single Homeless Outreach Project funds outreach, assessment, engagement and referral activities, staffing costs, administrative costs and data collection and reporting to the single homeless population served in this project.

Purpose The purpose of the Guidelines is to:

  1. Provide detail on client eligibility;
  2. Outline the allowable activities for Sub Grantees; and
  3. Provide standards for documenting services and ensuring compliance.

This document is incorporated into City of Spokane Single Homeless Outreach Project contracts and may be modified at any time during the grant period.

Spokane Regional Continuum of Care Program

The Homeless Emergency Assistance and Rapid Transition to Housing Act of 2009 (HEARTH Act) amended the McKinney-Vento Homeless Assistance Act. Among the changes, the HEARTH Act consolidates the three separate McKinney-Vento homeless assistance programs (Supportive Housing program, Shelter Plus Care program, and Section 8 Moderate Rehabilitation SRO program) into a single grant program known as the Continuum of Care (CoC) Program. The HEARTH Act also codifies into law the Continuum of Care and the year-round planning requirements that have long been encouraged as part of HUD's annual, competitive application for funding to assist homeless persons.

The CoC Program is designed to assist individuals (including unaccompanied youth) and families experiencing homelessness and to provide the services needed to help such individuals move into transitional and permanent housing, with the goal of long-term stability. More broadly, the program is designed to promote community-wide planning and strategic use of resources to address homelessness; improve coordination and integration with mainstream resources and other programs targeted to people experiencing homelessness; improve data collection and performance measurement; and allow each community to tailor its program to the particular strengths and challenges within that community.

Strong Families Initiative

The development and implementation of a multi-system approach to serve a subset of high risk homeless families whose children have been or are at-risk of being placed in out-of-home care through the child welfare system. Community-linked services are provided to selected families through the implementation of supportive housing services. Expected outcomes are: a reduction in child welfare system contacts, reduction in child maltreatment and child removals, and reduced foster care placements. This program will establish a formal partnership between the City of Spokane, the WA State Division of Children and Family Services and the Spokane Housing Authority. The partnership works closely with community housing providers and other critical service providers to bring a holistic approach to affordable housing and services to support independence and family cohesion.

The SFI priorities are set by the CHHS Board and a funding source is selected to address those. Request for Proposals are made available and staff holds a technical workshop for potential applicants. Applications are reviewed by a CHHS Board committee and recommendations made to the CHHS Board. The Board's recommendations are forwarded to City Council for approval. Upon Council approval, contracts are executed with the funded agencies.

The RFP for the Strong Families Initiative will be release in December 2012. The review and recommendation process will take place in February and March 2013. A 3-year performance based contract will be contingent on availability of funding. The anticipated implementation of the project will begin in April 2013.

The Homeless Families Coordinated Assessment Initiative (HFCA) & Health-Housing-Homeless Systems Integration pilot (H3)

The City of Spokane in an effort to develop a coordinated, integrated approach to ensuring homeless and/or at-risk families, as well as vulnerable homeless individual being discharged from health care institutions are provided the appropriate level of care, at the right level of intensity and in a coordinated and timely manner, ultimately leading to improved housing outcomes for these individuals. As such, the City of Spokane Community, Housing and Human Services Department contracted with non-profit agencies to implement the following Coordinated Assessment Initiatives;

Homeless Families Coordinated Assessment Program (HFCA)

The HFCA program is designed to serve families with children who are experiencing homelessness or residential instability and are at a high risk of homelessness. $270,000 is available for this initiative.

Health Housing Homeless Systems Integration Pilot (H3)

The H3 initiative aims to ensure vulnerable homeless individuals being discharged from health care institutions are discharged with an on-going multi-disciplinary system to ensure successful health and housing outcomes for these individuals. $95,000 is available for this initiative.

The City of Spokane Community, Housing and Human Services is the local grantee with the Washington State Department of Commerce, Housing and Urban Development, and Empire Health Foundation.