Spokane County’s C-PACER Program

Commercial Property Assessed Clean Energy + Resiliency (C-PACER) is an innovative financing tool for more efficient, resilient commercial and multi-family properties.


  • Increases Marketability: Projects may enhance building comfort and aesthetics, attracting tenants and buyers
  • Transferability: Voluntary assessment is tied to the building, transfers with ownership
  • No Impact to Debt-to-Equity Ratio: Does not impede the owner’s ability to borrow additional funds
  • Overcomes Split Incentive: Debt service can flow through to tenants some lease structures
  • Seismic and Fire Retrofits: Distributes expense over long term
  • Clean Building Act (HB1257): Facilitates compliance by operationalizing large capital investments required to achieve the targets.

Finance hundreds of projects with $0 down

  • Energy and water efficiency
  • Electrification improvement (eliminates fossil fuel combustion)
  • Renewable energy
  • Electric vehicle charging
  • Seismic hardening
  • Fire detection and suppression
  • Flood readiness
  • Stormwater management
  • Energy storage

C-PACER Qualification

  • Property in Eligible Jurisdiction
  • Good Business Standing
  • Property Assessed Value

C-PACER does not use any government funds; it is a loan agreement between a private lender and the property owner, like a mortgage or home improvement loan. The unique part about C-PACER financing is that the county records the loan as a lien on the property, which means that if the property owner sells the building, the assessment stays with the building (unless the payoff is part of the sale agreement).

Learn more about C-PACER:

Contact Information

Planning & Economic Development Department
Economic Development Team